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Home Equity Loans

Homeowners with a first mortgage balance and requested limit that would not exceed 80% of the appraisal value of the home will enjoy a home equity line of credit.

Loans granted for:

  • Convenience of a one-time loan application
  • Advances as simple as writing a check
  • Interest is reported on a 1098 form for tax deductibility**
  • Use of the line, whenever needed

Contact a Loan Specialist  Contact a Loan Specialist

Home Equity Loans


Online Loan Application

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Returning Applicants

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Mobile Banking

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Certificates of Deposit

Term Rate APY
90 Day 0.25% 0.25%
182 Day 0.40% 0.40%
1 Year 0.50% 0.50%
18 Month 0.65% 0.65%
24 Month 0.75% 0.75%
36 Month 1.00% 1.00%
60 Month 1.51% 1.50%
 See All Rates


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Carlsbad New Mexico

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