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Lending

Home Equity Loans

Homeowners with a first mortgage balance and requested limit that would not exceed 80% of the appraisal value of the home will enjoy a home equity line of credit.

Loans granted for:

  • Convenience of a one-time loan application
  • Advances as simple as writing a check
  • Interest is reported on a 1098 form for tax deductibility**
  • Use of the line, whenever needed

Contact a Loan Specialist  Contact a Loan Specialist

**Consult a tax advisor regarding the deductibility of interest

Home Equity Loans

 

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Certificates of Deposit

Term Rate APY
90 Day .40% .40%
182 Day .55% .55%
1 Year .85% .85%
18 Month 1.00% 1.00%
24 Month 1.10% 1.11%
36 Month 1.35% 1.36%
60 Month 1.85% 1.86%
 See All Rates
Truth in Savings Disclosures

 

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Carlsbad New Mexico

 

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