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Individual Retirement Account

Traditional, Roth and Education IRAs

One of the best ways to save for your retirement is with an IRA. The CNB Bank can help you establish a tax deferred IRA for your future financial security. With as little as $500, you can open an IRA account that pays a high quarterly dividend. We will keep you in touch with all new rules and regulations. We will take care of all the details of transferring your account to our bank.


  • Enjoy the benefits of tax-deferred savings
  • No annual fee
  • Competitive Interest Rates
  • Investment range between 182 days and 60 months

One time set up fee of $25.00
Close out fee of $25.00

  View Interest Rates


Individual Retirement Account

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Certificates of Deposit

Term Rate APY
90 Day .40% .40%
182 Day .55% .55%
1 Year .85% .85%
18 Month 1.00% 1.00%
24 Month 1.10% 1.11%
36 Month 1.35% 1.36%
60 Month 1.85% 1.86%
 See All Rates
Truth in Savings Disclosures


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Carlsbad New Mexico


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